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built for businesses that do not fit the standard mold.
Essence is a specialty division of Ashlin Hadden Insurance, built to serve businesses advancing sexual health, wellness, and intimacy. We work with brands, practitioners, and innovators who operate outside traditional boxes, delivering tailored coverage that meets the realities of your industry.

built for a broad and evolving industry
We work with businesses across the sexual wellness, health, and intimacy space, including both products and professional services.
• Sexual wellness and personal care brands
• Men’s health and performance focused businesses
• Therapists, clinicians, and wellness practitioners
• eCommerce and subscription based brands
• Clinics, studios, and service providers
• Educational platforms and digital brands
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why Essence is different
Essence was created because too many businesses in the sexual wellness and intimacy space are misunderstood or overlooked by traditional insurance providers. From evolving regulations to platform restrictions and unique operational risks, your industry requires coverage that goes beyond standard insurance checklists.
As a specialty division of Ashlin Hadden Insurance, we combine deep industry knowledge with the resources and relationships of a full-service brokerage. That means thoughtful guidance, customized coverage, and advocacy from a team that understands both your business and the realities of the space you operate in.
coverage built just for your business
We offer customized insurance solutions tailored to the specific risks faced by sexual wellness, health, and intimacy focused businesses.
General Liability
Protection for day-to-day operations, products, and premises related risks.
Product Liability
Coverage designed for physical products, personal care items, and intimate goods.
Professional Liability
For therapists, clinicians, educators, and service-based businesses.
Cyber Liability
Protection for online platforms, customer data, and digital operations.
Business Interruption
Support when unexpected disruptions impact your operations or revenue.
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