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Coverages
Because nothing kills the vibe like an unexpected lawsuit, a hacked customer list, or a shut-down storefront. Navigating the world of sexual wellness and adult novelty retail isn't just about branding and bold ideas - it's also about protecting what you've built.
In the world of sexual wellness, even the most innovative and body-safe products can lead to unexpected claims. We connect you with comprehensive product liability insurance that acts as your essential safeguard. This coverage provides critical protection if a customer alleges injury, an allergic reaction to a sexual health product, or issues with product quality or labeling. We help you find policies that cover legal fees and settlements, allowing your business to focus on delivering a trusted and discreet adult toy experience, all while managing your risk management and protecting your bottom line.
Accidents happen, especially when you're running a sexual wellness pop-up, a brand activation, or inviting customers into your space. As an insurance brokerage, we help you secure comprehensive general liability coverage that steps in when someone slips, trips, or makes a claim of bodily injury or property damage. This crucial business insurance protects your operations, covering legal fees and medical costs tied to third-party claims on your premises. By finding the right policy, we ensure your business has the risk management it needs to operate with confidence.
Whether you're operating a physical storefront, a fulfillment warehouse, or a private-label brand, your physical space and inventory are major investments. As a brokerage specializing in the sexual wellness sector, we connect you with comprehensive property insurance to protect your assets from theft, fire, vandalism, or natural disasters. From the warehouse to the retail shelf, we keep your goods and business personal property safe, allowing you to focus on growing your business without fearing a financial setback. Our goal is to provide the risk management solutions that secure your assets and ensure your business continuity.
Whether you're operating a physical storefront, a fulfillment warehouse, or a private-label brand, your physical space and inventory are major investments. As a brokerage specializing in the sexual wellness sector, we connect you with comprehensive property insurance to protect your assets from theft, fire, vandalism, or natural disasters. From the warehouse to the retail shelf, we keep your goods and business personal property safe, allowing you to focus on growing your business without fearing a financial setback. Our goal is to provide the risk management solutions that secure your assets and ensure your business continuity.
When disaster strikes and forces your business to shut down, your revenue doesn't have to disappear. As a leading insurance brokerage for the sexual wellness industry, we help you secure business interruption insurance. This crucial coverage steps in to replace lost business income, covering essential expenses like payroll, rent, and more while you recover from a fire, flood, or other covered event. You've worked hard to build your brand and your inventory. Let us help you find the risk management solution that ensures your business continuity and protects the empire you've built.
Selling sexual wellness products online means collecting sensitive customer data. Nothing turns desire into distrust faster than a security breach. We can help you secure comprehensive cyber liability coverage that shields your business from the financial and reputational fallout of hacks, data leaks, and privacy violations. This crucial business insurance protects your client's intimacy and your brand's reputation, covering legal costs, data recovery, and more. With the right risk management in place, your business can operate with confidence in the digital marketplace.
Protect your people and your business with workers' compensation insurance. As an insurance brokerage specializing in the sexual wellness industry, we know this coverage is a must if you have even one employee. It pays for medical expenses and lost wages if someone gets injured on the job, from warehouse lifting injuries to retail mishaps.
In the digital age, a bad review, a fiery ad, or a misstep on social media can quickly spiral into a legal drama. We help you secure coverage for personal injury claims, which protects your business from allegations of defamation, slander, libel, or even copyright infringement. This vital risk management solution ensures that a competitor, a disgruntled influencer, or anyone else can't bring you down with a lawsuit.
Whether you're making a business auto delivery, heading to a sexual wellness trade show, or just running a quick supply run, your personal auto policy won't provide the protection you need. This essential business insurance protects your ride and your responsibilities from a business perspective, covering accidents, liabilities, and legal costs tied to your company's business continuity.
Running a sexual wellness business means creating a welcoming space, but you're also responsible for its physical safety. We help you secure premises liability insurance, which covers situations where a third party, like a customer or delivery person, gets hurt on your property due to a hazard you didn't address. Think of it like risk management for your physical storefront or office. This crucial business insurance protects you from costly lawsuits related to slip and fall accidents, inadequate lighting, or other physical hazards, allowing you to focus on providing a safe and inviting environment.
looking for even more coverage?
We offer an expansion of business-type insurance plans outside the ones currently shown on our site. Please contact Sales@AshlinHaddenInsurance.com to learn more on how to protect your business!