brick & mortar stores

You've created a physical space where desire comes to life. Your store is more than just a shop, it’s an oasis of pleasure, a sanctuary where customers can escape into a world of exquisite possibility. You've carefully curated a collection of unique treasures, inviting people to browse, touch, and discover in person. From the atmosphere to the personal interactions, you’re responsible for so many intimate connections and happy endings.

But as the owner of a physical destination, you face tangible risks every day. We're here to protect that beautiful space and the valuable experience you provide. Our premises liability and general liability coverage is essential for shielding you from the financial fallout of an unexpected accident, like a customer tripping on an antique rug or an item falling from a high shelf. For the unique inventory and sophisticated setting you’ve created, property insurance is vital. It covers the cost to repair or replace your building and assets after a fire, flood, or theft, ensuring your treasured collection and your investment are secure. We can also provide business interruption coverage to replace your lost income if a disaster forces you to temporarily close your doors. By protecting your physical space and your revenue, we ensure you can focus on the art of selling in person and fulfilling those desires face-to-face.